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Terms & Conditions

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TERMS & CONDITIONS

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Effective Date: August 21, 2026

Welcome to Affluent Method LLC (“Affluent Method,” “Company,” “we,” “us,” or “our”).

These Terms & Conditions govern your use of affluentmethod.com and your purchase or use of services offered through Affluent Method.

By accessing this website, submitting information, scheduling an appointment, requesting services, or entering into an agreement with Affluent Method, you acknowledge that you have read and agree to these Terms & Conditions, except where a separate written service agreement governs a particular service.

 

1. SERVICES

Affluent Method provides financial-related services that may include:

  • Credit education and credit-improvement services

  • Credit-report review and analysis

  • Assistance identifying potentially inaccurate, incomplete, or unverifiable information

  • Assistance with consumer credit disputes where legally permissible

  • Financial consultations

  • Tax preparation

  • Tax-related administrative services

  • Business and financial education

  • Other services specifically described in an applicable service agreement

Affluent Method does not provide legal advice, investment advice, securities advice, insurance advice, or individualized legal representation unless expressly stated in a separate written agreement with a properly licensed professional.

 

2. NO GUARANTEE OF RESULTS

Affluent Method does not guarantee:

  • A specific credit score

  • A specific increase in credit score

  • Removal of any particular account

  • Removal of accurate, current, and verifiable information

  • Credit approval

  • Mortgage approval

  • Auto-loan approval

  • Business funding

  • A specific tax refund

  • A specific tax liability

  • IRS acceptance of a particular tax position

  • Avoidance of an audit

  • Elimination of tax debt

  • A particular financial outcome

Affluent Method will not represent that accurate, current, and verifiable negative information can simply be removed from a consumer's credit report.

Federal law prohibits deceptive representations in connection with credit-repair services.

 

3. CREDIT SERVICES

Credit services are governed by a separate written Credit Services Agreement.

No credit services will be provided unless the consumer has received and executed the required agreement and applicable disclosures.

The consumer will receive copies of the applicable documents.

Federal law requires credit-repair organizations to provide consumers with the required Consumer Credit File Rights disclosure before execution of the agreement and provides a three-business-day cancellation right.

 

4. TAX SERVICES

Tax preparation services are governed by the Affluent Method Tax Preparation Services Agreement.

Clients are responsible for providing complete and accurate information and reviewing their tax returns before authorization for filing.

Affluent Method does not guarantee a particular tax refund or tax result.

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5. CLIENT RESPONSIBILITIES

Clients agree to:

  • Provide truthful and accurate information

  • Provide requested documentation

  • Respond to reasonable requests for information

  • Review documents before signing

  • Notify Affluent Method of changes in contact information

  • Maintain required access to information or third-party services when applicable

  • Avoid providing fraudulent, altered, or misleading documents

Affluent Method may suspend or terminate services when a client provides materially false information or refuses to provide information necessary to perform the agreed services, subject to applicable law and the applicable service agreement.

 

6. FEES AND PAYMENTS

Service fees are disclosed in the applicable service agreement, invoice, order form, or other legally required document.

Affluent Method does not currently publish credit-service pricing on its public website.

For credit services, payment timing and billing will be structured in accordance with applicable federal and Texas law.

For tax services, fees will be disclosed before the client becomes obligated to pay for the applicable service.

 

7. CANCELLATION AND REFUNDS

Cancellation and refund rights are governed by the applicable service agreement and applicable law.

Nothing in these Terms eliminates or limits a consumer's non-waivable statutory rights.

Credit-service clients receive the cancellation rights required under federal and Texas law.

 

8. WEBSITE CONTENT

Information on this website is provided for general educational and informational purposes.

Website content should not be interpreted as individualized financial, legal, tax, investment, or credit advice.

 

9. THIRD-PARTY SERVICES

Affluent Method may use third-party technology providers, payment processors, scheduling systems, credit-monitoring platforms, tax software, electronic-signature providers, cloud-storage providers, and other service providers.

Third-party services may have their own terms and privacy policies.

 

10. INTELLECTUAL PROPERTY

Unless otherwise stated, website content, branding, graphics, logos, text, designs, and materials belonging to Affluent Method may not be copied, reproduced, distributed, modified, or commercially used without written permission.

 

11. PROHIBITED USE

You may not use this website to:

  • Commit fraud

  • Submit false information

  • Attempt unauthorized access

  • Interfere with website operation

  • Upload malicious code

  • Impersonate another person

  • Use website materials for unlawful purposes

 

12. PRIVACY

Affluent Method's collection and use of personal information is governed by the Affluent Method Privacy Policy.

 

13. ELECTRONIC COMMUNICATIONS

By communicating electronically with Affluent Method, you consent to receiving communications electronically where permitted by law.

Electronic communications may include email, electronic documents, appointment reminders, service notifications, and other communications relating to your account or requested services.

 

14. CHANGES TO THESE TERMS

Affluent Method may update these Terms from time to time.

The updated version will be posted on the website with an updated effective date.

 

15. GOVERNING LAW

These Terms shall be interpreted consistent with applicable federal law and applicable Texas law.

Nothing in these Terms is intended to waive any right that cannot legally be waived.

 

16. SEVERABILITY

If any provision is determined to be invalid or unenforceable, the remaining provisions will remain in effect to the extent permitted by law.

 

17. CONTACT

Affluent Method LLC
Email: affluentmethod@gmail.com
Phone: 713-204-9896
Website: affluentmethod.com

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