Terms & Conditions
Terms and Conditions – Affluent Method
Effective Date: 12/28/2025
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Welcome to Affluent Method (“Company,” “we,” “us,” or “our”). By accessing or using our website, mobile app, or services related to credit repair, tax preparation, and financial consulting (collectively, “Services”), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our Services.
1. Services Provided
Affluent Method provides:
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Credit repair and credit education services
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Tax preparation and filing services for individuals and businesses
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Real-time credit monitoring through our app
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Financial consulting and guidance
All services are provided in compliance with applicable federal and state laws.
2. Client Responsibilities
You agree to:
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Provide accurate, complete, and truthful information
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Upload required documents and respond promptly to requests
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Maintain any required credit monitoring or supporting services during the credit repair process
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Review tax documents and approve filing before submission
Failure to comply may result in delayed or paused services.
3. Payments and Fees
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Fees are disclosed before services begin and must be paid according to the agreed schedule.
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All payments are non-refundable once services have commenced.
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Missed or late payments may result in paused services.
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A restart or reactivation fee may apply if services are paused due to non-payment.
4. Credit Repair Disclaimer
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Credit repair results vary by individual; no specific credit score increase is guaranteed.
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We do not remove accurate, current, or verifiable information.
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All disputes are handled in compliance with the Credit Repair Organizations Act (CROA).
5. Tax Preparation Disclaimer
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We rely solely on the information you provide for tax preparation.
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We are not responsible for penalties, interest, or audits arising from inaccurate, incomplete, or withheld information.
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Clients are responsible for reviewing and approving tax returns prior to submission.
6. Intellectual Property
All website, app, and service content—including text, graphics, logos, and other materials—is the exclusive property of Affluent Method and may not be copied, reproduced, or distributed without written consent.
7. Limitation of Liability
To the fullest extent permitted by law:
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We are not liable for indirect, incidental, or consequential damages.
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Our total liability is limited to the amount paid for services rendered.
8. Privacy
Use of our Services is governed by our Privacy Policy, which explains how we collect, use, and protect your information.
9. Termination of Services
We may refuse or terminate services if:
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Fraudulent or misleading information is provided
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Clients fail to comply with these Terms
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Abusive or unethical behavior occurs
10. Governing Law
These Terms are governed by the laws of the State of [Your State], without regard to conflict of law principles.